Creating an account is free and takes only minutes. After that, access your business line of credit so you can start growing your business immediately. You won't pay any fees until you draw against your line.
Apply, qualify, and access funds right away.
Safe and secure
No application fee
No obligation until you take cash
Ongoing access to cash anytime, 24/7
Find out how much you qualify for today!
Qualify for lines from $2,000 up to $150,000
Unlike traditional lenders, we approve businesses by looking at a variety of your business data in real time, not just a credit score. No paperwork, faxing, or waiting in line. During the application process you will be asked to link the business checking account that shows revenue deposits for an automatic business review.
Applying is fast and simple
Sage Small Business Loans provides you with ongoing access to funds. Draw against your line and pay only for what you take! With business credit lines up to $150,000, you can dip into your piggy bank anytime.
What will you do with your funds?
Invest in equipment
Build a website
Whatever you need to grow
Get ongoing access to working capital
We've simplified the lending process. Get approved for lines from $2,000 to $150,000 and take working capital and pay only for what you take. No hidden costs, no early payment fees.
* Based on business performance data and credit history—no hidden costs. Still have questions? View our Frequently Asked Questions.
The cost of a Sage small business loan:
Fees are 1.5%-12%* of your selected loan amount. No early payment fees. Every month, you pay back 1/6 of the total loan (for six-month loans) or 1/12 of the total loan (for 12-month loans) plus the monthly fee. You can pay early and save.
Each draw is treated as an agreement between Celtic Bank and you. Draw against your line and pay only for what you take.
*Maximum rate for each month is 12%. Third-party partners may occasionally charge up to an additional 1.5% for each month.
Term disclaimer: After you apply, we will inform you if your loan request qualifies for a six-month term or an optional 12-month term. A minimum loan of $10,000 is required for 12-month loan term. Eligibility for 12-month loan terms is subject to availability and can change based on underwriting criteria. Changes in future term availability does not affect outstanding loans.
Sample Payment Schedule
Draw against your line and pay only for what you take!